Adding gold backed iraas one of the assets in your investment retirement portfolio has become increasingly popular in recent years, as investors become more concerned about high inflation and the falling dollar eroding the value of their savings. If you are interested in setting up a gold IRA, here are some of the things you need to be aware of:

  • Make sure that you have the right IRA plan. Not all IRAs allow gold as one of the investment assets, so you may have to roll over all or part of your original IRA into a new account. Eligible IRAs include Roth, SIMPLE and SEP. You can also roll over your eligible 401 (k) into your gold IRA.
  • Know the type of gold products that are allowed as part of your gold IRA. For example, the IRS allows you to invest your IRA funds in gold coins but only if they have a 0.995 fineness, unless they are American Gold Eagles. You can also invest in gold bullion if it has the same fineness.
  • Find a good IRA custodian. Your custodian will provide you with the investment advice that you need as well as making you aware of what other options are available to you for investing in gold. For example, you can also invest in gold mining companies.
  • Locate a secure depository for your gold holdings. You are not allowed to keep your gold at home but in a separate facility. Apart from the storage fee, you will also have to pay for insurance.
  • Don’t hold all your investments in gold. Gold should only be used as part of an investment diversification strategy in which you hold a variety of assets. This will help keep the value of your investments safe as the assets perform differently under various economic conditions. For example, you can also consider other precious metals such as platinum and silver as well as the traditional stocks and bonds.

Finally, keep in mind that gold is not a liquid asset and once you have to start taking distributions from your IRA you may have to sell some of your gold. This means that you will need to have your gold revalued periodically so you can compute your minimum annual distribution. You should also remember that while gold holds its value and thus serves as a good hedge against inflation, as an investment, it does not provide income.

When they’re starting out, many small businesses make the mistake of skimping on security. Their reasoning is often that security measures are something that can wait while they get their premises, equipment, and marketing in order. This isn’t a safe assumption to make anymore!

With big companies beefing up their defenses, criminals are beginning to see smaller businesses as easy targets. To keep safe from threats both inside and out, here’s how to improve security for your business.

Protecting Your Premises

The first step is to protect your place of business. This goes whether you have a brick-and-mortar shop front or are operating an online company from a home office.

  • Constant Vigilance!

When you run a business, you can’t afford to let your attention slip. This is true when you’re monitoring the quality of your product or service, and goes double for security concerns. Practice constant vigilance: be aware of what employees and customers are doing, especially when things get hectic.

  • Practical Considerations

A lot of security has to do with common sense. Investing in good lighting and taking care to lock up when it’s time to leave will already deter miscreants.

  • Talk to a Security Company

It’s always wise to talk to a security company, Romford Locksmiths for instance. The best ones will be able give you options within your budget range, and having even a simple alarm system installed can make a big difference.

Keeping Your IT Safe

These days, online criminals can pose a greater threat than the ones who rely on breaking and entering. Keep your IT safe with the following measures:

  • Installing an Antivirus Software and a Firewall

Go the extra mile and invest in antivirus software that was designed specifically to protect businesses. It will also pay to install and correctly configure a firewall that will limit access to your network.

  • The Right Password Protection

Your employees ought to have a username and password to get access to your network. Have them use special characters and numbers when they create these, and enforce a policy where passwords are changed frequently.

  • Strict Surfing Policies

A lot of malware and phishing schemes find a way in through social media, so you need to implement a strict surfing policy for your employees. You will need to regularly check that it’s being followed, and hold people accountable if they don’t comply.

The air conditioning industry has labeled portable air conditioning technology as the new age in air conditioning. This might hold true when it comes to the innovative units manufactured by different companies to suit the homeowners with the promise of benefits which cannot be obtained from traditional air conditioning systems like central and window air conditioning units. However, before one go through the actual purchase, it is recommended to know the basic regarding portable air conditioning. It is not only the knowledge of the advantages and disadvantages of portable air conditioning that’s important but also the things to consider in order to purchase the portable air conditioning unit that will suit best one’s situation.

Size of the Unit

Size is important when looking for a portable air conditioning unit. If it is too big then it will be very difficult to move around the house. If it is too small then it might not be able to provide sufficient cooling. One must consider the size while balancing the portability and efficiency of the portable air conditioning unit says Check out their best portable air conditioning guide here


Portable air conditioning products edge other types of air conditioning in the number of functions the unit can perform. Cooling, heating, dehumidifier, air purifier and fan are among the multiple capabilities of new portable air conditioning units. One must know his priority in choosing the portable air conditioning unit since a couple of these functions may not be necessary given the circumstances.

Size of the Room/Space

Different models/sizes of portable air conditioning products work best on specific size of room. Some may work on regular size rooms like kitchen or bedrooms but may not work well on bigger spaces. If the portable air conditioning unit not ideal for the room then it will become inefficient and would cost a lot to use. Portable air conditioning products have specific energy consumption and room size where the unit could operate ideally.

Number of Hose

Unlike conventional air conditioning units, portable units come either in single or dual hose. A single hose unit can release unwanted air outside the room but uses air room to provide cool temperature which could create a vacuum state within the room. On the other hand, dual hose uses air from outside the room which avoid creating a vacuum-like state inside the room.


Lastly, one should consider his budget. If the budget is tight then you can choose to purchase a portable air conditioning unit which could provide you the function you needed the most without sacrificing the comfort in your home. The budget will narrow down the available units you can purchase making it easier for you to choose the best portable air conditioning unit.

Knowing the things to consider will help you avoid wasting precious budget and making sure to get the most out of the investment you commit in portable air conditioning. You will not only save money during the purchase but also in the cost for running the portable air conditioning unit. It is possible to achieve comfort with a cost-efficient unit through smart choice.

When you were still young and can’t afford to buy yourself a car yet, all you could do is dream that one day you’re gonna have that dream car that you’ll cherish. Now that you actually have it, it’s not enough that you take hundreds of pictures of it to show off in your social media. You have to learn how to really take care of it especially if you use it every day. But even in those times that you have to store it for whatever reason; you got to know what you can still do to keep it in its optimal condition.

Here are some tips thanks to our friends at AutoVault that will help you take care of your ride.

Monthly Visit

If you know you’re going to leave the car for a really long time, you should at least find time to visit it at least once a month and take it for a ride. By doing this you’ll be preventing corrosions and drying out seals. This should help keep it running by the time you pull it out from the car storage.

Clean It Thoroughly

Before you put it in the storage, make sure the first thing that you do in the morning is give it a good scrub inside and out. This will allow the car to really dry and avoid moisture from all that cleaning mess something up in it overtime.

Fill Her Up

Mixed with an additive of your choice, run the car for a bit to make sure that the gas is in its whole fuel system. This will lessen the chance of water to be absorbed by the gasoline.


Whether it freezes or not in your location put this in. If you prefer to combine half and half of water and anti-freeze, do so, as long as you make sure that you run the car to make sure that the combination is mixed throughout the system.

Last 30 Minutes

Before you settle your car in indoor car storage, take it out for a 30 minute ride first. The exhaust and engine have moisture that you can’t let sit around if you’ll be storing the car for an extended period of time. Running it for at least 30 minutes before you leave it will dry that moisture out.

After all of those preparations for indoor car storage, disconnect the battery, take the hand brake off and over-inflate your tires to avoid flat spots. You can now have more peace of mind that you’ll come back to a car still up for a ride.




NLP, or neuro-linguistic programming, is a set of powerful techniques for creating personal change and enhancing both professional and personal development. It comprises of guiding principles and attitudes about behavior resulting from the study of the structure of subjective experience and communication.

NLP studies how people think and communicate as well as their behavioral and emotional patterns. It combines aspects of behavioral psychology, linguistics, logic, philosophy, and several other disciplines to determine and explore the traits and attitudes of people who are highly successful and respected in their chosen fields. It then provides highly effective techniques to help individuals create a model and integrate the same traits and behavioral patterns in their own lives.

NLP training is a powerful catalyst for personal change and improvement. It is an excellent framework that can help individuals, groups, and companies achieve their goals. The tools and techniques provided in NLP training are highly effective at improving performance in several areas such as communication, education, management, sales, counseling, parenting, sports, and entertainment. It has been proven to be very beneficial in any field where communication is important.

It is no surprise, then, that elements of NLP are taught in every business training and preparation — from sales to management and other positions. Companies utilize NLP training to maximize employee performance and to maintain their competitiveness in the market. NLP training provides the following benefits to businesses:

  • Improved staff and personnel communication. Optimized communication within the company helps in achieving a company’s desired outcomes. Developing the interpersonal skills and emotional intelligence of staff members or personnel empowers them and enhances their productivity.
  • Enhanced leadership skills. NLP improves communication styles which can make employees feel more at ease and motivated. It also enables managers to properly communicate their vision, values, and objectives for the business and the staff, which positively affects morale and productivity.
  • More impactful presentations. An important aspect of NLP teaches practitioners how to reduce stress levels during public speaking. Being more comfortable when speaking in front of people, combined with specific use of verbal and body language, creates a more powerful impact with the audience.
  • Improved personal effectiveness. Well-functioning professional relationships are vital to any business. Behavioral patterns can be changed through NLP which results in employees being more equipped to respond to each other’s needs and desires positively.
  • Greater confidence and presence. Utilizing NLP techniques maximizes an individual’s ability to communicate more concisely and clearly articulate views and ideas. Using language with greater precision also enables NLP practitioners to create compelling and persuasive arguments which can be very useful in sales.
  • Improved sales, negotiation, and persuasion. The techniques taught in NLP training include elements that are critical to closing a deal. Setting out a positive course of action and enticing people to follow it is an example of some of the business skills that can be learned by NLP practitioners.

Blog post written by Nick Doyle at

An employee contract or a contract of employment is an agreement between two parties, namely, the “Employee” and the “Employer.” It is a written document which proves the legal relationship between both parties. This contains important details about the rights, duties, and responsibilities of each party and all the information that the employee needs to know about the company. Every business is required to have a contract of employment to serve as the foundation of having a healthy employment relationship.

This contract serves a purpose to both parties. It assures security for the employees and protects the employer from possible threats in the future. In this case, an employee is guaranteed to have a secured position in the company as long as nothing is violated in the terms of agreement written in the contract. It seeks to avoid future disputes between the two parties, preventing possible damage on the reputation of the company. It helps build a better relationship and understanding between both parties and is important in every business.

The absence of a written employment contract leads to a lack of clarity of duties, responsibilities, and expectations between both parties. That is why it is necessary for employers to have an employee contract drawn up before they formally hire anyone. Neither of the two will know what’s in store for them once they start working together if there is no written terms of agreement provided. No one knows the precise extent of their respective rights and obligations within the company, so once they’ve encountered a disagreement, it will result in total chaos due to their lack of mutual understanding.

An employee contract can also be applicable to freelancers, suppliers, and subcontractors who do not work full-time. For as long as you hire anyone to do a certain job for you, or if you are going to work for someone for a certain period of time, it is still important and beneficial to have an employee contract drawn up, just to avoid any misunderstandings in the future.